It's been a busy time. I've been helping Albert with employment matters. It seems his employer needs to downsize, and will either pay people a year's salary to go away and not come back; or else they'll sack everyone and invite them to reapply for their old jobs at less pay. Gee, I wonder which it'll be!
Fortunately, Albert's within range of the scrap heap anyway. But imagine his colleagues with kids and mortgages!
If Albert ends up jobless, he can always become one of these old guys who spend their days photographing flowers.